All right then, why do we fail to use money right? See, everyone makes mistakes with money but they'll tell you, "I'm fine." It's a lie...don't believe it...and for goodness sake, stop telling yourself that. We are not fine, we need help.
The average person doesn't really believe he has "issues" when it comes to finances. He really doesn't. As long as he's making the payments on time, maybe has a little left over and can feed those occasional indulgences every once in a while, he thinks things are great. Unfortunately, he's like the addict who says, "I don't have a problem." In case you're thinking that's not me...you're wrong. It very likely is you. You and me and millions of others.
The truth is, the average American has a major problem when it comes to money.
They are horribly in debt...
"The average family carries over $10,000 in credit card debt, a 29% increase in household debt since 2000."
miserable managers of their money...
"The average baby-boomer has less than $25,000 saved for retirement."
and gullible beyond belief when it comes to buying on credit...
"...can anyone say Interest Only Mortgage, or Buy Now and Pay Nothing Until 2016?"
Christian financial expert, Larry Burkett, says that Christians are now paying nearly 10% of income each year in interest alone. Yet we give only 2% on average back to God. That means, simply put, the everyday believer out there is over his head in debt and walking in rebellion towards God. The problem is clear, it's real and it's definite. But you'd be pretty bold...courageous perhaps?..if you suggest to someone he has a problem with money.
We're very touchy when it comes to private matters. We feel it's none of your business. If someone suggests we have a problem in a "private matter" we immediately get defensive and go into denial because no one wants to admit they have a problem. Well, on May 18, 1980, at 8:31am, the mountain blew! Right? You remember Harry Truman, don't you? Volcanic experts were saying, "This mountain's gonna blow." But Harry held fast, got defensive and went into denial saying, "I've lived here all my life. I know this mountain better than anyone. I'm not going anywhere." A force 500 times greater than the power of the bomb dropped on Hiroshima buried poor Harry, his denial, and his 23 cats.
So I'm going to assume you can somehow beat your own worst enemy (you) and listen to reason. "I have met the enemy, and he is us." You don't...you won't...have to believe me. But I'm going to surmise that you do want God's wisdom, God's guidance and provision for your life. I'm going to further guess that you want to be out of debt, once and for all to be free of the yoke of financial burden, bills and bondage.
So change your perspective! Stop the denial and admit you need to change some things in your financial life. You must change. Because trust me, someday the mountain's gonna blow.
Tommorrow I will discuss the source of all your troubles. The cause...and what to do.
Thanks for reading.
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